Digital Creation and Video Games

play a significant role in the development of personality and intelligence, provided they are used for this purpose in addition to entertainment.

Funding for {0}Digital Creation and Video Games{1}

Digital Creation and Video Games

The Video Game sector and other areas of digital development such as Virtual Reality (VR), Augmented Reality (AR), etc., are in constant change, growth, and innovation. Companies and freelancers in the sector face the difficulty of accessing financing, mainly due to the risk profile of the projects. In most cases, the amount, execution timelines, or the ability to ensure a return on investment complicate the search for bank financing.

CREA SGR, being an entity with a low-risk profile, manages to offer solutions to projects with high execution viability and assured return (contracts, grants, etc.).

What we finance: advance payments for IP development contracts, other contract advances, grants, sponsorships, or tax deductions.

If you have a professional activity in the digital creation or video game sector, CREA is your financial institution.

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Cultural Industry GuaranteesDigital Creation and Video Games

Check out our help is designed to to apply for the guarantee online

OWN IP FINANCING From 20,000€ Up to 300,000€

CREA ofrece financiación a empresas, estudios, productoras y autónomos del sector de la Creación Digital y Videojuegos para la realización de IP Propias, siempre que tengan viabilidad de ejecución y retorno asegurado. RELLENA IMPORTE Y PLAZO

  • Amount from 20,000€ Up to 300,000€
  • Term from 12 months up to 60 months

IP FINANCING FOR THIRD PARTIES From 20,000€ Up to 500,000€

CREA ofrece financiación a empresas, estudios, productoras y autónomos del sector de la Creación Digital y Videojuegos para la realización de IP para Terceros, siempre que tengan viabilidad de ejecución y retorno asegurado. RELLENA IMPORTE Y PLAZO

  • Amount from 20,000€ Up to 500,000€
  • Term from 12 months up to 24 months

ProjectsOf Digital Creation and Video Games

Steps

We help and advise you throughout the whole process

1

Apply for the Guarantee

If you have already explored our website and reviewed our guide, you are now ready to access the 'Apply for your guarantee' section and complete the necessary documentation. Additionally, feel free to call us for an initial consultation.

2

Pre-feasibility analysis

If your application meets the requirements, we will proceed with validating the documentation. In the event that CREA is unable to finance your operation, we will promptly contact you to discuss alternative options

3

Feasibility study

The risk department will carefully review your application and may request additional information to facilitate its approval

4

Process the operation

After CREA approves the financing, our formalization department will reach out to the most suitable bank. Once all the necessary preparations are in place, we will notify you to schedule the signing at the notary's office

*Requirements:
  • Sector
  • SME size (being a small or medium-sized company): self-employed, Ltd., Inc., association, foundation, etc.
  • No payment incidences in official registries (Tax Authorities, Social Security, Cirbe, Asnef, etc.)
  • Have at least one worker (or be self-employed)

¿You still have any doubts?

Frequently Asked Questions (FAQ)

Is it necessary to be a company in order to request a guarantee from CREA SGR?

  • No, CREA can provide guarantees to self-employed individuals and small and medium-sized enterprises (SMEs), but it does not offer guarantees to individuals.

Is it possible to apply for a guarantee from CREA SGR in any sector?

  • No, CREA is the only Spanish Mutual Guarantee Society that exclusively operates within specific sectors, which include the audiovisual, cultural and creative, sports, and gaming and entertainment industries.

Is it required to be a partner of CREA SGR to obtain their guarantee?

  • Yes, it is a prerequisite, as this is what the mutual guarantee is all about, to help each other by integrating a common fund that facilitates obtaining financing. But don't worry, you won't have to pay any amount until you have formalized the guarantee with the bank.

    The amount will be 0.5% of the formalized amount, rounded to multiples of 60€ (the nominal value of the social shares).

    This capital is refundable at the expiry of the operation, at which time you can choose to request a refund or remain a Partner of CREA. If you decide to remain a partner, you will continue to receive our advice and information. and you will help this instrument to become stronger .

What documentation is required to be provided?

  • We will request information regarding the project or activity you intend to undertake, as well as fiscal and legal documentation

    you can find the required documentation in the products of each sector.

How do I apply?

  • You must apply online. Our guide is designed to assist you throughout the process.

    Don't worry, for any questions you can contact us through our phone number 915123048 and we will guide you during the entire application process.

What are the CREA SGR's costs?

  • This financing has costs from CREA and costs from the banking institution.

    The CREA's costs are (1):

    • 0,5% Study Commission
    • 1% Annual guarantee commission (2)
    • 0,5% Social shares (refundable upon completion of the operation)

    (1) As long as the operation complies with CREA SGR's risk standard..
    (2) Subsidized cost during the first year for operations in the audiovisual and cultural industry sectors, subject to nominative approval by the Subdirectorate General of Cultural Industries of the Ministry of Culture and availability of funds.

When do I go to the bank, before or after obtaining the guarantee from CREA SGR?

  • You should directly approach CREA to analyze your project and obtain the guarantee. We will take care of all the banking procedures on your behalf.
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If you have a project and you need financing at the best market conditions, apply for your guarantee

Apply for your guarantee Ver Tutorial

Videotutorial de solicitud de aval

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