Our objective is to secure and enhance financing for SMEs in the sectors we operate by providing guarantees for their operations with financial entities. By doing so, approved projects can benefit from the best market conditions available. We have established agreements with major banks in the country, and as we assume the total risk of the operation, financial entities offer the same favorable conditions and terms they provide to their top clients. This is because the risk of non-payment is eliminated through our guarantees. We encourage you to explore our website to gain a better understanding of our organization and the range of services we offer across various sectors. When you decide to request a guarantee from us, you will have to process it online. Our guide is designed to assist you throughout the process.
We advise you throughout the entire process to help you obtain financing for your project.
A
We get the best financing for your project with the maximum guarantees for the banks
By having agreements with the country's leading banking institutions, we secure the best financing conditions for you while ensuring maximum guarantee.
B
We improve your negotiating capacity by getting you the best conditions and reducing your financial cost.
By guaranteeing operations, we ensure that banks offer the same financial conditions they provide to their top clients, as the risk of default is eliminated.
C
We make it easier for you to comply with the law on contracting with the public administration.
Our guarantee is recognized by the public procurement law as one of the acceptable options for fulfilling the required guarantee submission
D
We offer you specialised advice
As the only exclusive mutual guarantee society in your sector, we possess a deep understanding and expertise that enables us to analyze your project meticulously, step by step.
THAT THE BANK WILL LEND YOU MONEY With our guarantee, the banks grant the loans since we are the ones who act as sole guarantors of the operation.
SUBMIT IT TO THE ADMINISTRATION The law of contracting with the Public Administration contemplates our guarantee as one of the possibilities for the presentation of the required guarantees.
GETTING BETTER CONDITIONS The operations guaranteed by us get the banks to offer the financial conditions they grant to their best clients since the risk of non-payment disappears.
A
For SMEs and self-employed professionals working in any area of the audiovisual sector (production, post-production, distribution, exhibition, auxiliary activities, etc.)
I
For small and medium-sized enterprises (SMEs) and self-employed individuals operating in any area of the cultural and creative industries, such as Music, Performing Arts, Digital Creation and Video Games, and Other Cultural and Creative Industries (publishing, photography, visual arts, cultural tourism, museums, etc.).
D
For sports federations, clubs, or sports entities that can benefit from our agreements with ADESP, Proliga, and RFFM (Royal Football Federation of Madrid) for the advancement of grants and sponsorships.
J
For SMEs and self-employed in the game and entertainment sector who want to develop any activity related to the sector.
We facilitate guarantees before the Autonomous Communities.
1
Apply for the Guarantee
If you have already explored our website and reviewed our guide, you are now ready to access the 'Apply for your guarantee' section and complete the necessary documentation. Additionally, feel free to call us for an initial consultation.
2
Pre-feasibility analysis
If your application meets the requirements, we will proceed with validating the documentation. In the event that CREA is unable to finance your operation, we will promptly contact you to discuss alternative options
3
Feasibility study
The risk department will carefully review your application and may request additional information to facilitate its approval
4
Process the operation
After CREA approves the financing, our formalization department will reach out to the most suitable bank. Once all the necessary preparations are in place, we will notify you to schedule the signing at the notary's office
Frequently Asked Questions (FAQ)
Is it necessary to be a company in order to request a guarantee from CREA SGR?
Is it possible to apply for a guarantee from CREA SGR in any sector?
Is it required to be a partner of CREA SGR to obtain their guarantee?
What documentation is required to be provided?
How do I apply?
What are the CREA SGR's costs?
When do I go to the bank, before or after obtaining the guarantee from CREA SGR?
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